Why Finance Jewelry
Top Reasons to Finance Your Jewelry
Many people want to buy jewelry, but not everyone can purchase the items they want outright. Financing jewelry opens more opportunities for people to own incredible pieces of wearable art. Paying slowly over time is better for some as it will be a more manageable monthly bill than one large one paid all at once. These monthly payments will help build your credit to receive better loan or credit card offers and better interest rates when you buy a car or house, for instance. These reasons combined make people more apt to pursue this method of paying for luxury pieces that otherwise might be too difficult to buy comfortably.
Should You Finance an Engagement Ring?
An important thing to remember before shopping for an engagement ring is that you should expect to pay separately for the ring setting and the center stone diamond. Many rings are not sold as “complete” wherein the center stone comes with the setting. While saving up for the ring is smart, financing the ring will allow you to get engaged even sooner than you may be able to with just a savings account. If a larger carat diamond seems out of reach when you purchase the ring, then financing may help you reach the ring of their dreams.
How to Finance Jewelry
There are multiple ways that you can go about financing jewelry. A credit card or personal loan through a local credit union or bank may be able to give you the right amount at a competitive interest rate that will work for your life. This process requires a credit pull and application process. The same goes for most jewelers who work with financial institutions to supply their customers with financing options. Partnered with the Synchrony Financial Luxury Card, you must follow our financing application on our Rumanoff’s website. Sometimes, people will have instant credit available to start shopping for those items they want most.
Apply to Finance Jewelry with Rumanoff’s Fine Jewelry
We make the process of financing lovely pieces of jewelry from our Rumanoff’s Fine Jewelry showroom stress-free. Life requires careful budgeting and planning, and we understand that sometimes paying a little over time allows you to reach for the best products possible. Our professionals will carefully guide you through our incredible designers to help you find the items of your dreams. There’s nothing you won’t find in our magnificent showroom. Visit our Hamden jewelry store to buy beautiful pieces of jewelry at a pace that will not hurt your bank account, but leave you happy with your investment.